Put Old Mutual in the driver’s seat and let us protect your car with affordable car insurance you can trust. Enjoy built-in benefits, an optional Cash Back Bonus and flexible premiums!


You’ve worked hard for your wheels. Old Mutual Car Insurance works just as hard to protect your investment – affordably, reliably and custom-built to your exact needs and budget.

As one of South Africa’s oldest and most trusted brands, Old Mutual Car Insurance offers complete peace of mind against any eventuality on or off the road.


Old Mutual’s Comprehensive Car Insurance option protects you against loss or damage in the event of either a road accident or natural disaster.

  • Cover against road accident damage or loss.
  • Cover against attempted or actual vehicle theft or hijacking.
  • Cover against damage to your vehicle as a result of fire, theft or natural disaster (e.g. storms, hail and floods).
  • Cover for third party claims against you, should you ever be legally liable for damage to another vehicle, injury to another person or damage to third party property.
  • Road Emergency Services.
  • Optional car hire cover.
  • Optional credit shortfall cover.

*Terms and Conditions apply.


With Old Mutual Car Insurance, you’re covered for more than just your vehicle. As an Old Mutual policyholder, your cover extends to yourself and your passengers, protecting you against any hazardous twist in the road.

  • Emergency medical expenses if you or any of your passengers become injured in an accident.
  • Trauma counselling in the event of a hijacking, armed robbery, attempted or violent theft.
  • Repair/ replacement costs of vehicle keys, locks and remotes if lost or damaged.
  • Emergency accommodation expenses for you and one passenger – up to two days, if you have been involved in an accident more than 250 kilometres from home.
  • 24/7/365 Road and Home Emergency Services cover.

*Terms and Conditions apply.


Road Emergency Services are part and parcel of your Old Mutual Car Insurance Policy – protecting you against any unforeseen incident while on the road. This benefits covers up to a total cost of R4 000, or two events per year, that including:

  • A flat tyre or battery
  • Keys locked inside your vehicle
  • Running out of fuel
  • Mechanical/electrical breakdown (excluding accidents)
  • Towing services to the nearest service provider or place of safekeeping
  • Sending urgent messages to your loved ones

The following benefits apply outside a radius of 100 kilometres away from your home, up to a cost of R400 per incident:

  • Vehicle storage
  • Repatriation of vehicle
  • Hotel accommodation, car rental or taxi


The following benefits can be added to your policy to make your cover go the extra mile.

  • Cash Back Bonus – receive 10% of your premiums back in cash after every three claim-free years.
  • Bundle and Save – With every additional vehicle you add to your Old Mutual Car Insurance policy, your premium per vehicle becomes substantially reduced. You can also opt to bundle your car and home insurance for even bigger savings.


Customised premiums, substantial value-adds and a trusted reputation – the time is now to insure your car with the insurance brand that will be with you wherever the road may go. Old Mutual Car Insurance offers the perfect balance between affordability and reliability to ensure that you are never left in the lurch when you need it most. Backed with a proud track-record of excellence, you can rest assured that your investment is safe.

A reputation of trust

With a track-record stretching more than 170 years, Old Mutual Car Insurance provides true, trustworthy and cost-effective protection at rates that are customised to your individual needs and budget.

With you everywhere you go

Old Mutual Car Insurance shares your journey with flexible rates and great added benefits, protecting your vehicle against damage, fire, theft, third party claims and even hijackings, while offering an optional Cash Back Bonus that pays back 10% of your premiums after just three years, as well as other added benefits.


Car insurance safeguards your investment and offers you more value-added benefits.